Mr. Ayub possesses expertise in assessing corporate entities and financial institutions across Asia with a career span of more than 10 years. He has spent a decade as a credit rater with VIS Credit Rating Company Limited – Pakistan and Islamic International Rating Agency – Bahrain, having served clientele from a myriad of sectors include, banking, insurance, asset management, power, fertilizer and oil & gas among others. He is a subject matter expert in risk assessment and developing new products that redefine the traditional risk/return investment theory.

Mr. Ayub is a CFA Charter holder and holds a Bachelor’s degree in Finance, Accounting & Management from the University of Nottingham.